admin – Holley Realty Team http://holleyrealtyteam.com Thu, 05 Feb 2015 14:55:22 +0000 en-US hourly 1 https://wordpress.org/?v=6.0.2 A generation of renters or owners? http://holleyrealtyteam.com/a-generation-of-renters-or-owners/ http://holleyrealtyteam.com/a-generation-of-renters-or-owners/#respond Thu, 08 Jan 2015 19:18:47 +0000 http://holleyrealtyteam.com/?p=2706 Recently the AJC had an article about Millennials waiting to buy and choosing to rent. This is nothing new. In 1978 interest rates were 9% on their way to 18% over the next 10 years. Tons of reason not to buy. We could not even imagine that 4/5/6% rates would ever be seen again. After all, these were the interest rates our parents got in the years following World War 2.

In the USA, all real estate will be owned by someone. That someone will either be me or you. Hopefully, it will be both of us. If you choose to rent who will you rent from? The owner. The owner who took the risk… The owner who borrowed the money… The owner who saw the opportunity to invest 3/5/10/20% of their own money and borrow the rest. The owner who liked the idea that they would enjoy the appreciation of 100% of the value of the property (yes, and the loss too), even with their “small” skin in the game.

There are always reasons to rent: only here for 1/2/3 years; bad credit; can’t afford it; etc. But when have you ever made an important decision that was free from risk? You’re right, it does not happen.

A long term renter’s mentality will increase the gap between the “haves” and the “have nots”. Home ownership is the great equalizer!

Is it financially safer to rent? maybe. Is it easier to rent? probably. Is it smarter to rent? sometimes. However, only out of necessity.

Someone will own the place you live. Only you will decide… Will it be you or your Landlord?

]]> http://holleyrealtyteam.com/a-generation-of-renters-or-owners/feed/ 0 We confess we are new to blogging… http://holleyrealtyteam.com/hello-world/ http://holleyrealtyteam.com/hello-world/#respond Wed, 11 Jun 2014 12:27:28 +0000 This is a blog about blogs. We confess we are new to blogging, it’s not been a necessary element to our approach to customer service and relationship development. However, in the words of Bob Dylan, “the times, they are a changing”. Now with 90% of all real estate transactions originating on the Internet, it’s more important then ever to start building our relationships with our customers right here. Our intrepid web designer Sinoun tells us that blogging is necessary to keep a conversation going, and our web site content fresh for those thirsty search engines that crave new content constantly. So it’s here we will make another confession. Given the content overload that can inundate our lives with tweets, posts, and reposts available in the palm of our hands via our smart phones, we feel the challenge to make what we are blogging about relevant, interesting and fun. Those are tall orders for us, and ones we promise not to take lightly as we embark this blogging journey. We hope to offer a diverse range of topics, so don’t be surprised if you find topics that stray from expected real estate banter to a restaurant or dog park recommendation. The whole theme of our new web site is “professional and playful”. That’s how we approach what we do everyday. Afterall, let’s just say it, buying and selling a home can be just a tad stressful. Our goal is make the whole process fun, just like our blog posts! As always, we welcome your feedback, and of course, the all important restaurant and dog park recommendations!

Thanks for reading…

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